“[Parliament of South Africa] Student debt has become a major concern affecting the whole post-school education system value chain. Everyone is affected, not just students and university administrations but also government revenue. Universities withhold certificates and academic records when students do not pay their debts. These same students are then caught in a vicious circle, as they are unable to apply for jobs without academic records and certificates, and without a job, they are unable to pay off their student debt.
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